InParts Iand IIof this series we discussed the immediate effects of a speeding ticket as itrelates to auto insurance cost and driving privileges, fines and penaltiesassociated with the accumulation of “points” on alicense. Part III was going to be aboutall the things you can do to mitigate or eliminate the negative effects oftickets. Shortly after posting the firsttwo articles, I received an email from a business associate TomMeilutis of NorthwesternMutual. Tom recommended that I spenda few minutes writing about some of the not-so-obvious negative effects. So, before I move on to mitigation here’s abit more potentially bad news. Your driving record will matter when itcomes to securing life insurance and disability insurance. Even a single ticket can dramatically affectthe rates you pay for insurance or even worse the ability to qualify atall. Life insurers understand that morethan 100 people die each day on the roads in the United States. Life insurance companies take risky behaviorinto account when determining insurability and assigning rates. Even if no questions appear on the lifeinsurance application about driving, you can assume that the company is stillchecking your driving record. You may ask, why do insurance companies “punish”us for a momentary lapse of judgment? The University ofMaryland in a 2007 study of 3.7 million licensed drivers shows that ticketing does not reducedrivers' likelihood of getting another ticket for speeding. In fact it more than doubles the chance ofgetting future tickets. Takenwith previous studies that have shown that people with a documented history ofspeeding are more likely to be involved in motor vehicle crashes, can you blameinsurance companies for considering driving habits. According to the National Highway TrafficSafety Administration, speeding is a contributing factor in 31 percent of allfatal crashes in the United States. So once again I say, slow down. Minimize the chance of getting speedingtickets. If you do get a ticket, it isworth it to get an expert (competent counsel) working for you to minimize theeffects of the ticket.
7 Temmuz 2012 Cumartesi
Minimizing the Real Cost of a Speeding Ticket-Part III
To contact us Click HERE
InParts Iand IIof this series we discussed the immediate effects of a speeding ticket as itrelates to auto insurance cost and driving privileges, fines and penaltiesassociated with the accumulation of “points” on alicense. Part III was going to be aboutall the things you can do to mitigate or eliminate the negative effects oftickets. Shortly after posting the firsttwo articles, I received an email from a business associate TomMeilutis of NorthwesternMutual. Tom recommended that I spenda few minutes writing about some of the not-so-obvious negative effects. So, before I move on to mitigation here’s abit more potentially bad news. Your driving record will matter when itcomes to securing life insurance and disability insurance. Even a single ticket can dramatically affectthe rates you pay for insurance or even worse the ability to qualify atall. Life insurers understand that morethan 100 people die each day on the roads in the United States. Life insurance companies take risky behaviorinto account when determining insurability and assigning rates. Even if no questions appear on the lifeinsurance application about driving, you can assume that the company is stillchecking your driving record. You may ask, why do insurance companies “punish”us for a momentary lapse of judgment? The University ofMaryland in a 2007 study of 3.7 million licensed drivers shows that ticketing does not reducedrivers' likelihood of getting another ticket for speeding. In fact it more than doubles the chance ofgetting future tickets. Takenwith previous studies that have shown that people with a documented history ofspeeding are more likely to be involved in motor vehicle crashes, can you blameinsurance companies for considering driving habits. According to the National Highway TrafficSafety Administration, speeding is a contributing factor in 31 percent of allfatal crashes in the United States. So once again I say, slow down. Minimize the chance of getting speedingtickets. If you do get a ticket, it isworth it to get an expert (competent counsel) working for you to minimize theeffects of the ticket.
InParts Iand IIof this series we discussed the immediate effects of a speeding ticket as itrelates to auto insurance cost and driving privileges, fines and penaltiesassociated with the accumulation of “points” on alicense. Part III was going to be aboutall the things you can do to mitigate or eliminate the negative effects oftickets. Shortly after posting the firsttwo articles, I received an email from a business associate TomMeilutis of NorthwesternMutual. Tom recommended that I spenda few minutes writing about some of the not-so-obvious negative effects. So, before I move on to mitigation here’s abit more potentially bad news. Your driving record will matter when itcomes to securing life insurance and disability insurance. Even a single ticket can dramatically affectthe rates you pay for insurance or even worse the ability to qualify atall. Life insurers understand that morethan 100 people die each day on the roads in the United States. Life insurance companies take risky behaviorinto account when determining insurability and assigning rates. Even if no questions appear on the lifeinsurance application about driving, you can assume that the company is stillchecking your driving record. You may ask, why do insurance companies “punish”us for a momentary lapse of judgment? The University ofMaryland in a 2007 study of 3.7 million licensed drivers shows that ticketing does not reducedrivers' likelihood of getting another ticket for speeding. In fact it more than doubles the chance ofgetting future tickets. Takenwith previous studies that have shown that people with a documented history ofspeeding are more likely to be involved in motor vehicle crashes, can you blameinsurance companies for considering driving habits. According to the National Highway TrafficSafety Administration, speeding is a contributing factor in 31 percent of allfatal crashes in the United States. So once again I say, slow down. Minimize the chance of getting speedingtickets. If you do get a ticket, it isworth it to get an expert (competent counsel) working for you to minimize theeffects of the ticket.
Kaydol:
Kayıt Yorumları (Atom)
Hiç yorum yok:
Yorum Gönder